Comments Off on Value Investing: An Untold Truth

Value Investing: An Untold Truth

My latest article on …

Value Investing: An Untold Truth

It is the most common Investment style amongst amateur market players. However, it is not as safe and or as simple as it has been made out to be. Read on so that you don’t become a long-term victim of this most misunderstood style of investing.

Article is here:

Comments Off on Online Trading: The Obvious Lie

Online Trading: The Obvious Lie

This is a three-part article on “Online Trading: The Obvious Lie” which was originally posted at

The market is a pipe-dream to many and an office to others. What’s real and why do some make it while others wipe out?

Part 1: Online Trading: The Obvious Lie – Part 1

The second instalment asks why we spend money and take so much effort to learn what is safe when it is not the safe stuff that kills our trade or investment?

Part 2: Online Trading: The Obvious Lie – Part 2

In the final instalment, we’re going to get a greater understanding of what it means to think, analyse and work as a Global Macro Trader or Macrotrader.

Part 3: Online Trading: The Obvious Lie – Part 3

If you’re trading and getting no joy, you should read this … and get real.


Comments Off on Merry Christmas 2018!

Merry Christmas 2018!

Comments Off on Selamat Hari Raya 2018

Selamat Hari Raya 2018

Comments Off on WEEKEND MOTIVATIONAL MESSAGE – Saturday 31 March 2018



(Read before you watch the video – Link at the end)

This three-minute Academy Award winner for Best Animated Movie is not just about a great piece of entertainment. It has so many deeper lying messages but one clear lesson …

It is all too easy to judge and be selfish when we don’t have the bigger picture. We then justify our judgements with our own selfish reasons.

But if we just took a little effort to look deeper, the bigger picture is always going to make the short-sighted judge look and feel like a fool … a selfish fool.

I’ve learnt to be less judgemental since I took on the role of teaching. My students come from all walks of life with various needs and varying objectives. Some come to class dressed like scallywags but are actually pilots, doctors and high-networth individuals. Others come dressed to impress but are in reality, fighting to stay financially afloat.

Some learn quickly but can’t apply as quickly while others take a longer time to learn but eventually become more efficient and proficient than the fast learners.

Then you will get those who struggle and struggle that you’d quickly deem as “stupid” or “slow” when in fact, they’re not … they simply conceptualise things differently, process things differently or even get bogged down with something I didn’t consider – they are not technically savvy so they struggle with their computers and nothing else.

It is for this reason that I’ve become less judgmental and live life from a different perspective today – I GIVE;

In short, just do GOOD DEEDS instead of judging. Regardless of what an asshole the other person might seem to be, without knowing their side of the story, don’t judge … GIVE … and you can keep it simple by just doing a good deed of not judging.

Have a lovely weekend. Forgive, Give and be Happy that you’re not a judgemental asshole. You’ll find life more beautiful when you do.

Enjoy the video. Share it with your kids and teach them something good today.


Happy Easter, Everyone!!

Comments Off on Happy Lunar New Year 2018!

Happy Lunar New Year 2018!

Comments Off on WEEKEND MOTIVATIONAL MESSAGE – 19 January 2018


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Failing at anything is a common occurrence. Small failures like burning the dinner, not screwing the lightbulb properly, etc, happen from time to time. We think nothing of it and life goes on after we rectify the situation.

So why do we allow the larger failures to kill our motivation, end our dreams and halt our direction in life? Why don’t we address the problem, overcome it and carry on with life?

The answer is often because we prefer to live in denial, blame something or someone else for it and spend too much time and effort complaining about it needlessly. All of which is not productive and only serves to extend the status quo … or worsen it.

Take accountability and be responsible for it. Whether or not it was your fault or circumstantial, the fact remains – you have a problem. FIX IT and fix it quickly. If it can’t be fixed, cut your losses quickly, get over it and start again.

You started something because you were motivated to do so. Find that motivation again. Discover the hunger once more. Know your “Why” and restart again.

Failure is only complete when you quit, give up or walk away.

Many are familiar with my story of failure and recovery. But few actually know the pains and struggles that went into that journey. As painful as it was, it had to be done.

It is a very tired story that still motivates many people today. 18 years after it started and 11 years after it ended, it still engages and inspires a lot of people.

I am flattered. I didn’t deliberately set out to make that happen. I never intended for it to be like that. I don’t think anyone would wish it upon themselves.

But everything happens for a reason. Thus, if this is my calling, then I will serve to motivate and inspire as long as the public calls for it.

Failure is never the end. I have always seen failure as the perfect reason to start something new and promising.

I hope you enjoy the article below. It was a very lengthy interview for a think tank. It will be followed up by an empowering session sometime after CNY. I hope to serve you then.

Have a truly empowered weekend ahead! Happy Hunting!

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Comments Off on Happy New Year!!

Happy New Year!!

Happy New Year

Comments Off on How To Avoid Getting “Scammed”?

How To Avoid Getting “Scammed”? be fair, not all scams started with the intention to scam. Its just that the business model was not properly thought through and it ended up looking like a scam.
Can you blame the victims? I don’t think they all fell for greed or were conned through ignorance and gullibility. If the scheme was indeed above board, then at the time of sale, it was a good idea. But for the poor planning and management of the scheme, it ended badly. No one could have seen it coming because the owners of the scheme probably didn’t expect it to end badly either.
Now, I don’t know the full picture of this “scam” so I won’t judge.
All I will say is that if you’re planning to invest in anything, you have the duty of researching it thoroughly and asking for professional advice if you don’t know what you’re getting into.
Did you read the prospectus thoroughly?
The worst you can do is to buy something you know little or anything about by falling for the tactics and guile of well trained sales people who know how to hook you and sell ice to Eskimos.
Take your time to decide. Rushing in is the worst thing any investor can do. That’s pure greed. Sleep on it and mull over it for a couple of days. Ask around. Check out the web.
But it was certified and sanctioned …
There will always be such schemes now and in the future. They all look credible and will be sanctioned by such and such governments or institutions. But remember the governments and institutions can also be victims.
The best is to study the business model and anticipate the worst case scenario. If the investment can wipe out in a worst case scenario, that is not a good investment. If it says “capital guaranteed”, then thoroughly read the fine print because no smart business person will ever guarantee anything – that’s the first sign of a scam; blind guarantees.
There should always be an exit ticket. If your commitment doesn’t not allow a clean exit at your own discretion and time, it is a scam. Time based investment always have exit tickets that will penalise you for breaking the time agreement. That’s actually a good thing. So if there is no exit ticket and no penalty, it is definitely a scam to lock in your money or cash flow to assure the Ponzi scheme can continue its vicious cycle.
In short, if you don’t know what you’re doing, don’t do anything. If you’re going to commit, learn everything.
Your friendly financial advisor,
Comments Off on Smart Expo 2017

Smart Expo 2017